The past few months have had us busily scurrying, since my husband’s work is transferring him to another location. It’s been a lot of fun, but also a bit stressful, as anyone who’s ever tried to buy a house will tell you. Many nights tossing and turning, hoping no one has decided to outbid you, wondering if you’ve chosen the right house to commit to.
So for anyone who’s about to start a house hunt of their own, here’s a list of things that have helped us, and may help you:
- Find a good lender that is willing to communicate often. When it comes to crunch time, you’ll need them to be on top of everything.
- The less debt you have, the better. So pay off as much debt as you can, or don’t even get into debt in the first place.
- Make a list of needs and wants for your new home, it’ll help you be more realistic with your choices.
- Get an idea of what kinds of homes and prices are out there. A good website is redfin.com or their phone app, which we check every day.
- Find a real estate agent with whom you’re comfortable. A good realtor makes a big difference in the entire process.
- And last but not least, set a price range of what you’re willing to pay for your new home. You can think about this one of two ways: either by the total amount of the loan, or by what your monthly payments would be. Everyone has their own preference on this, but for first time buyers thinking about the monthly payments may make the most sense. Think of it as rent. Would you be willing to rent the house for that amount? If so, then that price is within your budget.
And that, my dear, is just the beginning.
Now that life has settled into a more normal pace, the neglecting of the blog is over.
So here’s what you’ve missed:
I’m married! (more on the wedding later)
We live in a tiny town, which is a change from where I grew up. Other than not being five minutes away from my favorite bookstore, it’s actually really nice. And his (huge) family is so nice.